Health Care Reform

Health Care Reform

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Our staff is well versed in all aspects of the Affordable Care Act and is available to assist you. Call or email us and we’ll be happy to answer your questions, provide a free quote and ensure you have the coverage you need.

What is the Patient Protection and Affordable Care Act (PPACA)?

Signed into law on March 23, 2010, this complicated legislation has made sweeping changes to our country’s health care system and imposes many new requirements and mandates for employer-sponsored health care coverage. Many of these provisions are geared toward expanding access to health care coverage through a mix of incentives for private insurance and a dramatic expansion of public programs.

In general, the law requires individuals to purchase health coverage and for employers with over 50 employees to provide it or face penalties. The law sets standards for essential health benefits for plans available through state-run insurance exchanges, and provides premium and cost-sharing assistance to individuals with incomes below 400 percent of poverty. The law also provides small business tax credits for certain small businesses.

On October 1, 2013, the nation’s Health Insurance Marketplace opened, which changed the landscape as to how you as a small employer offers and purchases health insurance.

Whether you have questions regarding how the PPACA applies to your practice or alternative health quotes, we are your go-to resource and are ready to assist you through the process.

Call us at (877) 476-4588 or email us today.